Paystack, Stripe & Regulatory Compliance

Pricing & Fee Policy

Last updated: November 6, 2026

This policy outlines our transparent pricing structure across all Individual (`Free`, `Sabi Africa`, `Sabi Pro`, `Over Sabi`), Education (`SabiPT for Schools`), Team (`Sabi Work`), and Forensic plans, including our 10% annual billing discount, promotional free trials, accepted payment methods, cancellation options, and refund terms.

1. Pricing Transparency Guarantee

At SabiPT (operated by Netacts Inc. / Netact Services — NASCI), we are dedicated to complete pricing transparency. In compliance with payment processing partner guidelines—including Paystack, Stripe, Apple App Store, and Google Play—and global consumer protection standards, all prices for our subscription plans, token allocations, promotional trials, and developer tools are clearly displayed and fully disclosed before you initiate any payment transaction.

There are no hidden fees, unexpected recurring charges, or undisclosed activation costs. What you see at checkout is exactly what you pay.

2. Individual, Team, Education & Forensic Subscription Plans

SabiPT offers individual, educational, forensic, and multi-seat team subscription plans designed to provide access to our Afrocentric AI models (SabiPT, Sabi Pro v1.0, and Sabi Ultra 2.0), voice capabilities, image and video generation, SabiBook research notebooks, and forensic investigation tools.

Plan TierMonthly Price (NGN / USD)Annual Price — Save 10% (NGN / USD)Key Capabilities & Token Quotas
Free Plan₦0 / $0 / month₦0 / $0 (Forever)Access to SabiPT reasoning model, limited Image & Video generation, Deep Digging, voice chats, file uploads, and SabiBook.
Sabi Africa (Most Popular)₦6,000 / $10 / month₦64,800 / yr (₦5,400/mo eq.) | $108 / yr ($9/mo eq.)Increased access to advanced reasoning, more Image & Video generation, Deep Digging, longer voice chats, SabiBook access, Google Apps integration, and 10,000 base tokens.
Sabi Pro₦27,000 / $15 / month₦291,600 / yr (₦24,300/mo eq.) | $162 / yr ($13.50/mo eq.)Access to Sabi Pro v1.0 reasoning model, enhanced Image/Video generation & Deep Digging, full SabiBook research suite (Audio/Video Overviews, Quizzes, Flashcards), Google Apps integration, and enhanced cross-chat memory.
Over Sabi₦110,000 / $25 / month₦1,188,000 / yr (₦99,000/mo eq.) | $270 / yr ($22.50/mo eq.)Highest individual limits on Sabi Pro v1.0, Image/Video generation & Deep Digging, largest persistent memory, Google Antigravity & Developer Program access, early feature access, and 100,000 token allocation.
SabiPT for Schools₦27,000 / $20 per student / month₦291,600 / yr (₦24,300/mo eq.) | $216 / yr ($18/mo eq.)Sabi Pro v1.0 & Sabi Ultra 2.0 reasoning, unlimited SabiBook research & study tools, Google Apps integration, Single Sign-On (SSO) & domain capture, central campus billing, and 1,000,000 monthly token limit.
Sabi Work (Business)₦266,000 / $200 / month (Flexible per seat)₦2,872,800 / yr (₦239,400/mo eq.) | $2,160 / yr ($180/mo eq.)Flexible team seat allocation (Over Sabi & Sabi Pro seats), shared knowledgebase & file center, Google Workspace & API integration, Zero AI Training guarantee, and 150,000 tokens per seat.

10% Annual Subscription Discount

Customers opting for annual billing receive a 10% discount across all paid plans (Sabi Africa, Sabi Pro, Over Sabi, SabiPT for Schools, and Sabi Work / Business) compared to 12 months of monthly recurring rates. Annual plans are billed upfront on an annual anniversary cycle.

Promotional Trials (1-Month Sabi Africa & 2-Month Forensic Trial)

Eligible standard SabiPT users may claim a one-time 1-month (30-day) promotional free trial of the Sabi Africa plan ($0.00 due at checkout; auto-renews at standard monthly Sabi Africa rates unless cancelled prior to trial expiration). Verified SabiPT Forensic organization leaders and members provisioned during the Forensic rollout receive a 2-month Sabi Africa free trial (October 25, 2026 through December 25, 2026), after which an active paid Sabi Africa subscription via Paystack is required.

3. Developer API & Token Prepay Pricing

For developers and enterprise engineers utilizing the SabiPT Cloud Developer Console (api.sabipt.com), services are billed on a clear prepay token model:

  • Base Token Rate: $0.00000530 per token (~$5.30 per 1,000,000 tokens), which incorporates our transparent 6% infrastructure and service margin.
  • Prepay Credit Top-Ups: Developers can load wallet credits in flexible tiers ($5.00, $10.00, $20.00, $50.00, $100.00 USD or equivalent local NGN).
  • Real-Time Ledger: Every token consumed by completions or embeddings is tracked transparently and viewable on your Developer Dashboard ledger.
  • Instant Receipts: Detailed payment receipts itemizing tokens credited, rates, and transaction hashes can be downloaded anytime from your Billing view.

4. Applicable Fees, Gateway Charges & Taxes

Payment Processing Fees

SabiPT absorbs all standard payment gateway transaction fees charged by Paystack and Stripe for domestic debit/credit card payments, direct bank transfers, and USSD transactions. Customers are not surcharged for selecting standard payment gateways.

Value Added Tax (VAT)

Where applicable by law (including Nigerian Value Added Tax regulations or Canadian HST/GST requirements), taxes are either already included in the displayed headline price or clearly itemized on the payment checkout page before final payment confirmation.

Currency & Foreign Exchange

Transactions are processed in Nigerian Naira (NGN) or United States Dollars (USD) depending on your region and payment method selected. If you make a purchase using a payment card denominated in a different currency, your bank or card issuer will apply their standard foreign exchange conversion rate without any markup from SabiPT.

5. Accepted Payment Methods

We partner with regulated, PCI-DSS Level 1 certified payment service providers and mobile app marketplaces to ensure maximum payment security:

  • Paystack: Supports Nigerian & African Debit/Credit Cards (Mastercard, Visa, Verve), Direct Bank Transfer, USSD, and Apple Pay.
  • Stripe: Supports Global Credit and Debit Cards (Visa, Mastercard, American Express, Discover), Apple Pay, and Google Pay.
  • Apple App Store & Google Play Store: Supports mobile in-app subscriptions (monthly and annual tiers) on iOS and Android devices.

6. Billing Cycles, Auto-Renewals & Cancellation

Renewal Cadence

Subscription services are billed on a recurring monthly or annual basis starting on the date of your initial payment (or upon expiration of your promotional free trial). Your payment method on file will be charged automatically at the beginning of each billing period unless cancelled.

Immediate Self-Service Cancellation

You can cancel your subscription or promotional trial at any time with zero cancellation penalties. Simply navigate to Settings → Upgrade Plan / Billing → Manage Subscription and click 'Cancel Subscription' (or manage your subscription in Apple App Store / Google Play settings if subscribed via mobile).

Upon cancellation, your subscription or trial will remain active and you will retain full access to premium features until the end of your current paid billing period or trial expiration date. No further charges will be billed to your card.

7. Refund & Dispute Resolution Policy

7-Day Money-Back Guarantee

If you are unsatisfied with your subscription or believe you were billed in error, you may request a full refund within 7 calendar days of your initial purchase by contacting our support team at info@sabipt.com.

Token & API Consumption

Developer API token credits that have already been consumed by API traffic are non-refundable. Unconsumed wallet balances can be reviewed and refunded upon verified account closure.

Refund Processing Time

Approved refunds are credited directly back to the original payment method (via Paystack or Stripe) within 3 to 5 business days, depending on your bank's processing timelines.

8. Billing Inquiries & Customer Support

If you have any questions, need clarification regarding a charge, or wish to review your billing history, our support team is available to assist you:

  • Billing & Support Email: info@sabipt.com
  • Website: https://sabipt.com
  • Operating Entity: Netacts Inc. / Netact Services (NASCI)
  • Support SLA: All billing and payment inquiries are answered within 24 to 48 business hours.

Have a question about our pricing policy?

We are committed to providing you with clear and honest pricing. For special enterprise arrangements, educational discounts, or billing queries, contact our support team.